What is difference with Antigua UWI fund and NDF fund?

Antigua and Barbuda

Antigua citizenship by investment program is the most popular CIP for families. Infact of all CBI programs, it is the cheapest for families who decide to apply for Caribbean passport.

Antigua CIP program offers two different investment options for families. The first is the NDF fund basically a one time donation families have to pay to get citizenship. The second is a new UWI (University of West Indies) fund option newly launched in 2020.

Many passport investors who apply for Antigua CIP are totally unaware of this second option, which actually make its cheaper for Big families (six or more). You can save a lot of money.

What is the main difference with Antigua UWI fund and NDF fund?

The first main difference is UWI fund ONLY allows families of six members or more to apply for  Antigua citizenship by investment program. For small families, the NDF fund suits better and less expensive.

The second difference is processing fee does not apply for family of six. This makes UWI fund cheaper for large families.

Antigua CBI UWI Fund NDF fund
Small families (less than 5)  No Yes
Large families (six or more) Yes No
Contribution USD 125,000 USD 150,000
Govt processing fee USD 30,000

Additional USD 15,000 per dependant for family of 5 or more

None

Additional USD 15,000 per dependant for family of 7 or more.

How can you save money for families?

Single applicant or family members upto 4 can apply for CIP without paying too much costs.

1.Family of 4

Let us assume a scenario, a family of 4 with 2 children under age 12, applying for Antigua CIP.

NDF fund

NDF contribution: $100,000
Govt processing fee: $30,000
Due diligence: $15,000
Total: $145,000

UWI fund

You cannot apply

2. Family of 6

Let us assume a scenario, a family of six with 4 children under age 12, applying for Antigua CIP.

NDF option

Contribution: $125,000
Govt Processing fee: $60,000
Due diligence fee: $15,000 (none for children)
Total: $205,000

UWI fund

Contribution: $150,000
Govt Processing fee: $0
Due diligence: $15,000
Total: $165,000

Note: The lawyer fee applies for both options. Please use our CBI calculator

As you can see above from the comparison, you can save upto $40,000 by simply switching to apply from NDF to UWI option.

If you dont know about the new UWI option, you are possibly losing $40K of your hard earned money. Many Agents wont be able to advice or wont be able to spot our the difference thus making more cheaper for you.

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